Financial Wellness - Achieve Financial Freedom
- Aileen Fernando
- Sep 3
- 2 min read
Updated: Sep 22
Financial wellness is not just about money' it is a crucial pillar supporting mental stability, physical health, access to care, and a better quality of life.
Financial wellness matters for your health because it directly impacts both mental and physical well-being, as well as the overall quality of life.
Mental Health Impact
Chronic financial stress is closely tied to increased levels of anxiety, depression, and sleep disturbances. Money worries can make it harder to seek help and can intensify mental health issues, leading to a vicious cycle where poor financial health worsens mental health and vice versa. https://smarther.iowa.gov/breaking-the-cycle-the-impact-of-financial-wellness-on-mental-health/
Physical Health Consequences
Financial strain has been linked to numerous physical issues. These include headaches, high blood pressure, heart problems, weakened immunity, digestive disruptions, muscle tension, and sleep problems. Individuals with poor financial wellness are at greater risk for these health conditions, which can further add to medical expenses and exacerbate stress.
Healthy Lifestyle and Healthcare Access
Being financially stable allows for access to preventive care, healthy food choices, fitness activities, and timely medical treatment. Financial insecurity, by contrast, often leads people to delay care, skip checkups, or choose between basic needs such as food and medicin, all of which can compromise long-term health. https://www.cuimc.columbia.edu/news/link-between-health-and-financial-well-being
Quality of Life and Longevity
Financial wellness provides the freedom to make decisions that benefit overall life satisfaction, such as taking time off for health needs or investing in retirement. Studies show even modest improvements in financial circumstance contribute to measurable gains in health and life expectancy. https://smartpurse.me/en/learn/7-reasons-why-financial-wellness-important
Breaking the Stress Cycle
Addressing financial wellness breaks the cycle of money worries leading to stress-induced health problems, which then cause higher expenses and further stress. Building financial literacy and confidence fosters peace of mind-a fundamental part of well-being.
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